Attention homeowners in Silverton and Marion County: Need an appraisal?

The top 7 reasons OR homeowners call on Karapet Krtikashyan:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Marion county's assessment of your property
  3. Remove PMI to cut your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a OR divorce, when real estate needs to be divided
  7. To settle an estate in Marion county or OR by determining the true market value of property in question

Do you own a house in or near Silverton? Do you need help determining the price of your real estate?
Contact Karapet Krtikashyan.

We at Karapet Krtikashyan understand the particular needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the standard "products" we deliver to them. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We're qualified in helping folks just like you remove unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down or not appreciating as much as other properties close by. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Karapet Krtikashyan is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is close to a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Karapet Krtikashyan can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Karapet Krtikashyan offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Karapet Krtikashyan can We can assist you. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.